Loan

Auto loan

  • Applied for new vehicle loan and used vehicle
  • Loan to value ratio up to 85%
  • Loan tenor is up to 96 months
  • Diversified collaterals including the car being financed or other vehicals
  • Third party collaterals accepted
  • Simple procedure and quick disbursement
  • Special offers at showrooms affiliated with VPBank

Personal loan

Unsecured loan

  • In-time response to your financial demands without collaterals
  • Credit limit up to 500 million VND
  • Loan terms up to 48 months
  • Simple procedure and quick disbursement

Secured loan

  • Credit limit up to VND10 billion to meet all levels of client requirements
  • Loan terms up to 10 years
  • Accepting real estate as collaterals including ones from third party
  • Simple procedure and quick disbursement

Business loan

Unsecured Household loan

  • Tailored for household businesses/business owners for a financial solution for meeting urgent needs
  • Loan term up to 60 months
  • Credit limit up to 200 million VND
  • Simple procedure and quick disbursement

Secured Household loan

  • Designed to be financial solutions for business growth
  • Loan to value ratio up to 75% for real estate and 80% for automobile
  • Loan term up to 84 months
  • Flexible and diversified repayment options
  • Simple procedure and quick disbursement

Real estate loan

  • For demands of real estate purchase or construction
  • Loan to value ratio up to 85%
  • Loan term up to 25 years
  • Flexible payment options
  • Flexible collateral options including the real estate being finance or other real estates
  • Third party collaterals accepted
  • Simple procedure and quick disbursement

Passbook loan

  • The best financial solutions for VPBank's deposit account holders who look for a low-cost support
  • Collaterals of valuable papers issued by VPBank, including passbooks, certificates of deposit and bonds.
  • Loan to value ratio up to 100%
  • Accepting to use passbooks or other sources as repayment options
  • Allowing for full repayment at any time in which interest is calculated based on actual loan time without early repayment charge